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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,140 | $117,846+125.8% | $102,434+159.8% | $145,884+82.4% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 10.94% | 31.90%-21.0pp | 29.46%-18.5pp | 551.85%-540.9pp |
| Employer contribution / active EE | $3,485 | $3,615-3.6% | $3,023+15.3% | $4,662-25.3% |
| Participant deferral / active EE | $12,147 | $5,733+111.9% | $5,055+140.3% | $6,690+81.6% |
| Admin fee / account holder | $12,069 | $13,356-9.6% | $9,462+27.5% | $13,392-9.9% |