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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,028 | $183,592-70.6% | $155,567-65.3% | $145,959-63.0% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 17.10% | 61.24%-44.1pp | 64.74%-47.6pp | 561.95%-544.8pp |
| Employer contribution / active EE | $1,217 | $5,315-77.1% | $4,674-74.0% | $4,661-73.9% |
| Participant deferral / active EE | $4,119 | $6,464-36.3% | $5,628-26.8% | $6,689-38.4% |
| Admin fee / account holder | $1,423 | $19,318-92.6% | $15,916-91.1% | $13,398-89.4% |