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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,596 | $29,667+259.3% | $56,441+88.9% | $80,874+31.8% |
| Participation rate | 30.4% | 41.7%-11.2pp | 52.5%-22.1pp | 67.6%-37.2pp |
| Annual return | 11.93% | 35.22%-23.3pp | 1704.21%-1692.3pp | 35.62%-23.7pp |
| Employer contribution / active EE | $899 | $669+34.2% | $1,039-13.5% | $2,756-67.4% |
| Participant deferral / active EE | $2,156 | $1,227+75.7% | $1,953+10.4% | $4,297-49.8% |
| Admin fee / account holder | $1,256 | $2,429-48.3% | $2,829-55.6% | $6,935-81.9% |