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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,596 | $29,716+258.7% | $56,077+90.1% | $80,925+31.7% |
| Participation rate | 30.4% | 41.7%-11.3pp | 52.5%-22.1pp | 67.7%-37.2pp |
| Annual return | 11.93% | 35.30%-23.4pp | 1709.28%-1697.3pp | 35.65%-23.7pp |
| Employer contribution / active EE | $899 | $671+33.9% | $1,040-13.6% | $2,756-67.4% |
| Participant deferral / active EE | $2,156 | $1,228+75.5% | $1,954+10.3% | $4,299-49.9% |
| Admin fee / account holder | $1,256 | $2,432-48.4% | $2,825-55.5% | $6,940-81.9% |