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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,563,499 | $102,245+1429.2% | $89,340+1650.0% | $137,256+1039.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 17.35% | 21.89%-4.5pp | 20.57%-3.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,000 | $2,529-60.5% | $2,231-55.2% | $4,156-75.9% |
| Participant deferral / active EE | $5,000 | $4,436+12.7% | $3,823+30.8% | $6,407-22.0% |
| Admin fee / account holder | $16,836 | $8,085+108.2% | $6,704+151.1% | $12,270+37.2% |