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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,742 | $211,239-9.2% | $178,528+7.4% | $145,877+31.4% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 14.08% | 30.22%-16.1pp | 27.11%-13.0pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,878 | $4,570-37.0% | $3,950-27.1% | $4,663-38.3% |
| Participant deferral / active EE | $9,695 | $6,963+39.2% | $6,278+54.4% | $6,691+44.9% |
| Admin fee / account holder | $4,260 | $12,095-64.8% | $10,419-59.1% | $13,402-68.2% |