Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,781 | $55,932-55.7% | $76,735-67.7% | $67,986-63.5% |
| Participation rate | 39.8% | 50.8%-11.0pp | 69.5%-29.7pp | 57.2%-17.4pp |
| Annual return | 14.38% | 23.10%-8.7pp | 29.77%-15.4pp | 31.67%-17.3pp |
| Employer contribution / active EE | $207 | $1,487-86.1% | $2,454-91.6% | $2,019-89.8% |
| Participant deferral / active EE | $1,838 | $2,558-28.2% | $4,088-55.0% | $3,358-45.3% |
| Admin fee / account holder | $5,583 | $4,907+13.8% | $7,189-22.3% | $3,203+74.3% |