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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,288 | $70,366+288.4% | $66,674+309.9% | $138,895+96.8% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 15.33% | 386.41%-371.1pp | 321.24%-305.9pp | 145.39%-130.1pp |
| Employer contribution / active EE | $405 | $2,765-85.4% | $2,620-84.5% | $4,194-90.3% |
| Participant deferral / active EE | $3,184 | $4,374-27.2% | $4,084-22.0% | $6,396-50.2% |
| Admin fee / account holder | $1,608 | $5,262-69.5% | $5,098-68.5% | $12,562-87.2% |