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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,129 | $201,259-9.5% | $184,200-1.1% | $145,959+24.8% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 6.77% | 28.98%-22.2pp | 28.80%-22.0pp | 561.95%-555.2pp |
| Employer contribution / active EE | $14,602 | $7,018+108.1% | $6,424+127.3% | $4,661+213.3% |
| Participant deferral / active EE | $5,750 | $9,806-41.4% | $9,132-37.0% | $6,689-14.0% |
| Admin fee / account holder | $453,137 | $16,372+2667.7% | $13,907+3158.3% | $13,398+3282.2% |