Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,317 | $73,787+7.5% | $98,716-19.7% | $82,448-3.8% |
| Participation rate | 64.7% | 61.4%+3.3pp | 69.3%-4.6pp | 68.1%-3.4pp |
| Annual return | 17.38% | 18.57%-1.2pp | 31.81%-14.4pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,361 | $1,511-10.0% | $2,279-40.3% | $2,551-46.7% |
| Participant deferral / active EE | $2,534 | $3,081-17.8% | $4,048-37.4% | $4,139-38.8% |
| Admin fee / account holder | $2,908 | $6,500-55.3% | $8,703-66.6% | $7,234-59.8% |