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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,093 | $79,184+228.5% | $102,438+153.9% | $74,546+248.9% |
| Participation rate | 84.2% | 74.8%+9.4pp | 76.5%+7.7pp | 67.2%+16.9pp |
| Annual return | 17.82% | 54.95%-37.1pp | 29.37%-11.6pp | 1366.03%-1348.2pp |
| Employer contribution / active EE | $3,495 | $2,362+48.0% | $3,024+15.6% | $2,624+33.2% |
| Participant deferral / active EE | $7,663 | $4,414+73.6% | $5,054+51.6% | $4,347+76.3% |
| Admin fee / account holder | $6,376 | $2,001+218.6% | $9,448-32.5% | $1,944+228.1% |