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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,822 | $108,825-14.7% | $156,181-40.6% | $82,448+12.6% |
| Participation rate | 98.9% | 72.4%+26.6pp | 78.8%+20.1pp | 68.1%+30.9pp |
| Annual return | 15.28% | 20.59%-5.3pp | 64.87%-49.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,561 | $2,870-10.8% | $4,294-40.4% | $2,551+0.4% |
| Participant deferral / active EE | $3,585 | $4,577-21.7% | $6,132-41.5% | $4,139-13.4% |
| Admin fee / account holder | $2,290 | $9,341-75.5% | $14,586-84.3% | $7,234-68.3% |