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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,986 | $101,798-17.5% | $165,071-49.1% | $80,935+3.8% |
| Participation rate | 98.9% | 71.8%+27.1pp | 78.6%+20.3pp | 67.7%+31.2pp |
| Annual return | 17.47% | 16.73%+0.7pp | 70.17%-52.7pp | 35.66%-18.2pp |
| Employer contribution / active EE | $2,380 | $2,954-19.5% | $4,347-45.3% | $2,757-13.7% |
| Participant deferral / active EE | $3,334 | $4,476-25.5% | $6,035-44.8% | $4,299-22.5% |
| Admin fee / account holder | $4,783 | $8,221-41.8% | $12,695-62.3% | $6,924-30.9% |