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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,817 | $150,435-35.0% | $120,580-18.9% | $145,897-33.0% |
| Participation rate | 88.9% | 78.8%+10.1pp | 72.0%+16.9pp | 80.3%+8.6pp |
| Annual return | 11.53% | 154.60%-143.1pp | 107.48%-95.9pp | 552.29%-540.8pp |
| Employer contribution / active EE | $0 | $4,352-100.0% | $3,469-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,562 | $6,174-58.5% | $4,995-48.7% | $6,689-61.7% |
| Admin fee / account holder | $7,777 | $12,182-36.2% | $9,418-17.4% | $13,390-41.9% |