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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,481 | $76,522+37.8% | $56,033+88.2% | $145,884-27.7% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 10.15% | 3014.28%-3004.1pp | 1711.38%-1701.2pp | 551.85%-541.7pp |
| Employer contribution / active EE | $683 | $1,382-50.6% | $1,041-34.4% | $4,662-85.4% |
| Participant deferral / active EE | $2,730 | $2,624+4.0% | $1,954+39.7% | $6,690-59.2% |
| Admin fee / account holder | $1,045 | $3,328-68.6% | $2,827-63.0% | $13,392-92.2% |