Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,905 | $48,050+16.3% | $96,754-42.2% | $64,340-13.1% |
| Participation rate | 45.4% | 40.6%+4.8pp | 70.3%-24.9pp | 55.2%-9.9pp |
| Annual return | 12.49% | 23.41%-10.9pp | 82.04%-69.5pp | 24.14%-11.7pp |
| Employer contribution / active EE | $314 | $1,204-73.9% | $2,679-88.3% | $1,862-83.1% |
| Participant deferral / active EE | $1,873 | $2,191-14.5% | $4,758-60.6% | $2,980-37.2% |
| Admin fee / account holder | $3,415 | $3,741-8.7% | $8,905-61.6% | $3,703-7.8% |