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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,274 | $117,895-65.8% | $102,460-60.7% | $145,897-72.4% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 14.92% | 31.92%-17.0pp | 29.47%-14.5pp | 552.29%-537.4pp |
| Employer contribution / active EE | $1,084 | $3,619-70.1% | $3,025-64.2% | $4,663-76.8% |
| Participant deferral / active EE | $2,160 | $5,736-62.3% | $5,056-57.3% | $6,689-67.7% |
| Admin fee / account holder | $625 | $13,353-95.3% | $9,460-93.4% | $13,390-95.3% |