Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,619 | $73,787-39.5% | $98,716-54.8% | $82,448-45.9% |
| Participation rate | 48.3% | 61.4%-13.1pp | 69.3%-21.0pp | 68.1%-19.7pp |
| Annual return | 15.29% | 18.57%-3.3pp | 31.81%-16.5pp | 41.64%-26.4pp |
| Employer contribution / active EE | $1,061 | $1,511-29.8% | $2,279-53.5% | $2,551-58.4% |
| Participant deferral / active EE | $2,418 | $3,081-21.5% | $4,048-40.3% | $4,139-41.6% |
| Admin fee / account holder | $9,574 | $6,500+47.3% | $8,703+10.0% | $7,234+32.3% |