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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,290 | $134,817+70.8% | $123,973+85.8% | $155,188+48.4% |
| Participation rate | 52.9% | 79.4%-26.5pp | 76.7%-23.7pp | 80.8%-27.9pp |
| Annual return | 16.35% | 515.49%-499.1pp | 388.13%-371.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $1,453 | $4,425-67.2% | $4,126-64.8% | $4,248-65.8% |
| Participant deferral / active EE | $3,991 | $5,706-30.1% | $5,247-23.9% | $6,531-38.9% |
| Admin fee / account holder | $873 | $13,245-93.4% | $11,799-92.6% | $14,480-94.0% |