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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,342 | $79,894+219.6% | $135,792+88.0% | $82,637+209.0% |
| Participation rate | 97.8% | 63.0%+34.8pp | 72.6%+25.2pp | 68.1%+29.7pp |
| Annual return | 13.96% | 17.20%-3.2pp | 25.96%-12.0pp | 53.51%-39.6pp |
| Employer contribution / active EE | $2,520 | $2,165+16.4% | $3,496-27.9% | $2,552-1.2% |
| Participant deferral / active EE | $5,927 | $3,194+85.6% | $4,759+24.5% | $4,126+43.7% |
| Admin fee / account holder | $4,860 | $6,434-24.5% | $12,266-60.4% | $7,339-33.8% |