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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,981 | $174,379+123.6% | $152,093+156.4% | $138,895+180.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.74% | 74.86%-57.1pp | 66.36%-48.6pp | 145.39%-127.7pp |
| Employer contribution / active EE | $18,888 | $4,652+306.0% | $4,175+352.4% | $4,194+350.3% |
| Participant deferral / active EE | $11,674 | $6,159+89.5% | $5,451+114.1% | $6,396+82.5% |
| Admin fee / account holder | $50,333 | $16,880+198.2% | $14,497+247.2% | $12,562+300.7% |