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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,627 | $174,379+5.9% | $152,093+21.4% | $138,895+32.9% |
| Participation rate | 94.4% | 81.6%+12.8pp | 77.8%+16.7pp | 79.9%+14.5pp |
| Annual return | 15.35% | 74.86%-59.5pp | 66.36%-51.0pp | 145.39%-130.0pp |
| Employer contribution / active EE | $4,633 | $4,652-0.4% | $4,175+11.0% | $4,194+10.5% |
| Participant deferral / active EE | $6,485 | $6,159+5.3% | $5,451+19.0% | $6,396+1.4% |
| Admin fee / account holder | $442 | $16,880-97.4% | $14,497-97.0% | $12,562-96.5% |