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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,116,660 | $154,228+624.0% | $145,433+667.8% | $137,256+713.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 3.75% | 74.59%-70.8pp | 66.58%-62.8pp | 220.34%-216.6pp |
| Employer contribution / active EE | $1,752 | $4,804-63.5% | $4,554-61.5% | $4,156-57.9% |
| Participant deferral / active EE | $1,917 | $8,216-76.7% | $7,897-75.7% | $6,407-70.1% |
| Admin fee / account holder | $601,969 | $14,344+4096.8% | $13,129+4485.0% | $12,270+4806.0% |