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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,654 | $212,386-39.0% | $199,883-35.1% | $138,895-6.7% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 19.60% | 47.75%-28.2pp | 43.81%-24.2pp | 145.39%-125.8pp |
| Employer contribution / active EE | $5,538 | $6,625-16.4% | $6,261-11.6% | $4,194+32.0% |
| Participant deferral / active EE | $17,711 | $9,617+84.2% | $9,138+93.8% | $6,396+176.9% |
| Admin fee / account holder | $518 | $18,233-97.2% | $17,268-97.0% | $12,562-95.9% |