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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,601 | $81,276+2.9% | $155,574-46.3% | $80,925+3.3% |
| Participation rate | 48.0% | 66.2%-18.2pp | 78.2%-30.2pp | 67.7%-19.7pp |
| Annual return | 12.45% | 33.36%-20.9pp | 64.87%-52.4pp | 35.65%-23.2pp |
| Employer contribution / active EE | $2,172 | $3,103-30.0% | $4,676-53.6% | $2,756-21.2% |
| Participant deferral / active EE | $2,327 | $3,453-32.6% | $5,629-58.7% | $4,299-45.9% |
| Admin fee / account holder | $5,231 | $7,993-34.6% | $15,914-67.1% | $6,940-24.6% |