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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,186 | $106,864-66.1% | $147,318-75.4% | $82,637-56.2% |
| Participation rate | 89.0% | 75.5%+13.5pp | 82.1%+7.0pp | 68.1%+21.0pp |
| Annual return | 18.32% | 27.49%-9.2pp | 70.43%-52.1pp | 53.51%-35.2pp |
| Employer contribution / active EE | $2,803 | $3,417-18.0% | $4,593-39.0% | $2,552+9.8% |
| Participant deferral / active EE | $4,924 | $6,496-24.2% | $7,906-37.7% | $4,126+19.3% |
| Admin fee / account holder | $1,445 | $8,415-82.8% | $13,708-89.5% | $7,339-80.3% |