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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,872 | $90,614+196.7% | $76,089+253.4% | $145,877+84.3% |
| Participation rate | 72.7% | 74.5%-1.8pp | 69.1%+3.6pp | 80.3%-7.6pp |
| Annual return | 9.65% | 623.80%-614.1pp | 360.94%-351.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $3,515 | $3,324+5.7% | $2,690+30.7% | $4,663-24.6% |
| Participant deferral / active EE | $7,986 | $5,168+54.5% | $4,259+87.5% | $6,691+19.4% |
| Admin fee / account holder | $7,010 | $8,376-16.3% | $6,418+9.2% | $13,402-47.7% |