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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,872 | $90,691+196.5% | $76,119+253.2% | $145,884+84.3% |
| Participation rate | 72.7% | 74.5%-1.7pp | 69.1%+3.7pp | 80.3%-7.6pp |
| Annual return | 9.65% | 624.52%-614.9pp | 361.25%-351.6pp | 551.85%-542.2pp |
| Employer contribution / active EE | $3,515 | $3,329+5.6% | $2,693+30.5% | $4,662-24.6% |
| Participant deferral / active EE | $7,986 | $5,167+54.5% | $4,259+87.5% | $6,690+19.4% |
| Admin fee / account holder | $7,010 | $8,383-16.4% | $6,421+9.2% | $13,392-47.7% |