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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,939 | $166,242-9.8% | $165,071-9.2% | $145,884+2.8% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 5.39% | 100.44%-95.1pp | 70.17%-64.8pp | 551.85%-546.5pp |
| Employer contribution / active EE | $20,708 | $5,283+292.0% | $4,347+376.3% | $4,662+344.2% |
| Participant deferral / active EE | $11,704 | $6,964+68.1% | $6,035+93.9% | $6,690+75.0% |
| Admin fee / account holder | $515,458 | $16,658+2994.3% | $12,695+3960.3% | $13,392+3749.0% |