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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,701 | $106,524+464.8% | $152,301+295.1% | $87,485+587.8% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.4%+12.4pp | 68.9%+25.9pp |
| Annual return | 14.20% | 26.89%-12.7pp | 80.50%-66.3pp | 26.06%-11.9pp |
| Employer contribution / active EE | $27,416 | $3,371+713.2% | $4,624+492.9% | $2,596+956.0% |
| Participant deferral / active EE | $16,154 | $6,525+147.6% | $8,004+101.8% | $4,274+278.0% |
| Admin fee / account holder | $38,753 | $8,287+367.6% | $14,398+169.2% | $7,775+398.4% |