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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,701 | $106,749+463.7% | $145,433+313.7% | $82,448+629.8% |
| Participation rate | 94.9% | 75.6%+19.2pp | 82.1%+12.8pp | 68.1%+26.8pp |
| Annual return | 14.20% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $27,416 | $3,444+696.0% | $4,554+502.0% | $2,551+974.8% |
| Participant deferral / active EE | $16,154 | $6,519+147.8% | $7,897+104.5% | $4,139+290.3% |
| Admin fee / account holder | $38,753 | $8,390+361.9% | $13,129+195.2% | $7,234+435.7% |