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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,074 | $112,729-39.6% | $98,716-31.0% | $137,256-50.4% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 14.70% | 38.48%-23.8pp | 31.81%-17.1pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,813 | $2,725-33.5% | $2,279-20.4% | $4,156-56.4% |
| Participant deferral / active EE | $2,431 | $4,640-47.6% | $4,048-39.9% | $6,407-62.1% |
| Admin fee / account holder | $2,769 | $10,129-72.7% | $8,703-68.2% | $12,270-77.4% |