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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,353 | $111,830-51.4% | $93,696-42.0% | $145,884-62.7% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 13.49% | 204.08%-190.6pp | 133.74%-120.3pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,538 | $3,093-50.3% | $2,422-36.5% | $4,662-67.0% |
| Participant deferral / active EE | $2,049 | $4,920-58.4% | $4,417-53.6% | $6,690-69.4% |
| Admin fee / account holder | $4,579 | $10,249-55.3% | $8,287-44.7% | $13,392-65.8% |