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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,922 | $97,125-31.1% | $86,233-22.4% | $137,256-51.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 11.88% | 74.19%-62.3pp | 61.39%-49.5pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,241 | $2,841-56.3% | $2,504-50.4% | $4,156-70.1% |
| Participant deferral / active EE | $8,611 | $5,180+66.2% | $4,559+88.9% | $6,407+34.4% |
| Admin fee / account holder | $141,118 | $9,725+1351.1% | $8,342+1591.6% | $12,270+1050.1% |