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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,601 | $124,425+115.1% | $112,040+138.8% | $137,256+95.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.53% | 24.72%-8.2pp | 24.52%-8.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $4,118 | $3,411+20.7% | $2,954+39.4% | $4,156-0.9% |
| Participant deferral / active EE | $9,357 | $5,718+63.6% | $5,098+83.6% | $6,407+46.0% |
| Admin fee / account holder | $892 | $15,207-94.1% | $12,098-92.6% | $12,270-92.7% |