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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,424 | $71,230-26.4% | $93,727-44.1% | $80,959-35.2% |
| Participation rate | 89.7% | 60.4%+29.3pp | 68.7%+20.9pp | 67.7%+22.0pp |
| Annual return | 9.93% | 11.26%-1.3pp | 133.83%-123.9pp | 35.67%-25.7pp |
| Employer contribution / active EE | $771 | $1,565-50.7% | $2,421-68.1% | $2,757-72.0% |
| Participant deferral / active EE | $3,949 | $4,037-2.2% | $4,417-10.6% | $4,300-8.2% |
| Admin fee / account holder | $15,257 | $6,961+119.2% | $8,292+84.0% | $6,925+120.3% |