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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,340 | $94,031+121.6% | $115,768+80.0% | $82,448+152.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 10.98% | 20.61%-9.6pp | 100.46%-89.5pp | 41.64%-30.7pp |
| Employer contribution / active EE | $2,778 | $2,323+19.6% | $2,940-5.5% | $2,551+8.9% |
| Participant deferral / active EE | $8,338 | $3,972+109.9% | $4,917+69.6% | $4,139+101.4% |
| Admin fee / account holder | $1,983 | $10,249-80.7% | $12,439-84.1% | $7,234-72.6% |