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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,340 | $101,950+104.4% | $125,529+66.0% | $86,983+139.5% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 10.98% | 18.29%-7.3pp | 202.56%-191.6pp | 25.83%-14.8pp |
| Employer contribution / active EE | $2,778 | $2,358+17.8% | $3,058-9.1% | $2,584+7.5% |
| Participant deferral / active EE | $8,338 | $3,862+115.9% | $4,813+73.3% | $4,194+98.8% |
| Admin fee / account holder | $1,983 | $12,791-84.5% | $16,298-87.8% | $7,856-74.8% |