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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,340 | $94,436+120.6% | $115,599+80.2% | $82,637+152.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 10.98% | 18.37%-7.4pp | 111.10%-100.1pp | 53.51%-42.5pp |
| Employer contribution / active EE | $2,778 | $2,324+19.5% | $2,955-6.0% | $2,552+8.8% |
| Participant deferral / active EE | $8,338 | $3,955+110.8% | $4,889+70.5% | $4,126+102.1% |
| Admin fee / account holder | $1,983 | $10,328-80.8% | $12,841-84.6% | $7,339-73.0% |