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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,557 | $81,276+268.6% | $155,574+92.5% | $80,925+270.2% |
| Participation rate | 96.2% | 66.2%+29.9pp | 78.2%+17.9pp | 67.7%+28.5pp |
| Annual return | 8.33% | 33.36%-25.0pp | 64.87%-56.5pp | 35.65%-27.3pp |
| Employer contribution / active EE | $4,681 | $3,103+50.9% | $4,676+0.1% | $2,756+69.8% |
| Participant deferral / active EE | $7,606 | $3,453+120.3% | $5,629+35.1% | $4,299+76.9% |
| Admin fee / account holder | $29,031 | $7,993+263.2% | $15,914+82.4% | $6,940+318.3% |