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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Service code 27 · EIN 93-0987232 | Advisory (Plan) | $52,544 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $47,894 |
CLIFTONLARSONALLEN LLP10+ years Filed as: BTVK, LLP Service code 10 · EIN 39-0859910 | Accounting | $19,925 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,721 | $48,744-28.8% | $93,727-63.0% | $200,096-82.6% |
| Participation rate | 51.4% | 63.7%-12.3pp | 68.7%-17.3pp | 72.0%-20.7pp |
| Annual return | 16.26% | 15.36%+0.9pp | 133.83%-117.6pp | 34.26%-18.0pp |
| Employer contribution / active EE | $368 | $1,140-67.7% | $2,421-84.8% | $3,038-87.9% |
| Participant deferral / active EE | $1,257 | $2,825-55.5% | $4,417-71.5% | $5,090-75.3% |
| Admin fee / account holder | $114 | $195-41.4% | $8,292-98.6% | $269-57.5% |