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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,342 | $100,203+9.1% | $85,240+28.3% | $145,897-25.1% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.2pp | 80.3%-2.5pp |
| Annual return | 8.07% | 84.28%-76.2pp | 66.75%-58.7pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,514 | $3,242-22.4% | $2,735-8.1% | $4,663-46.1% |
| Participant deferral / active EE | $6,252 | $5,299+18.0% | $4,527+38.1% | $6,689-6.5% |
| Admin fee / account holder | $11,448 | $7,265+57.6% | $6,165+85.7% | $13,390-14.5% |