Retirement plan

FOUR SEASONS RADIATOR SERVICE, INC. EMPLOYEE PROFIT SHARING PLAN

Name: FOUR SEASONS RADIATOR SERVICE, INC. - FOUR SEASONS RADIATOR SERVICE, INC. EMPLOYEE PROFIT SHARING PLAN (2025) Form 5500
Creator: FOUR SEASONS RADIATOR SERVICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FOUR SEASONS RADIATOR SERVICE, INC. EMPLOYEE PROFIT SHARING PLAN, FOUR SEASONS RADIATOR SERVICE, INC.

FOUR SEASONS RADIATOR SERVICE, INC.EIN 38-2059468Plan #001PY 2025

45 W 14 MILE RD - MADISON HEIGHTS, MI 480711307248-585-6484

Prospect flagsHigh retiree %Low fidelity bond

How to read this page

Total assets (EOY)

$667K

+11.5% from 2024

Total participants

-12.5% from 2024

Average account balance

$95,350

+11.5% from 2024

Annual return

8.21%

-10.50 pp from 2024

Benchmarks

See 17,085 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort17,085 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$667K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$-2846

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.

Opportunity flags

2 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$95,350

$114,013-16.4%

$103,693-8.0%

$155,188-38.6%

Participation rate

100.0%

75.2%+24.8pp

72.6%+27.4pp

80.8%+19.2pp

Annual return

8.21%

49.31%-41.1pp

47.61%-39.4pp

148.84%-140.6pp

Employer contribution / active EE

$3,131-100.0%

$2,920-100.0%

$4,248-100.0%

Participant deferral / active EE

$4,970-100.0%

$4,579-100.0%

$6,531-100.0%

Admin fee / account holder

-$2,846

$8,407-133.8%

$7,858-136.2%

$14,480-119.7%

FOUR SEASONS RADIATOR SERVICE, INC. EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FOUR SEASONS RADIATOR SERVICE, INC. EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion