Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,136 | $101,950+75.7% | $125,529+42.7% | $86,983+105.9% |
| Participation rate | 48.0% | 70.2%-22.2pp | 74.7%-26.7pp | 69.5%-21.5pp |
| Annual return | 10.27% | 18.29%-8.0pp | 202.56%-192.3pp | 25.83%-15.6pp |
| Employer contribution / active EE | $1,620 | $2,358-31.3% | $3,058-47.0% | $2,584-37.3% |
| Participant deferral / active EE | $4,662 | $3,862+20.7% | $4,813-3.1% | $4,194+11.2% |
| Admin fee / account holder | $2,841 | $12,791-77.8% | $16,298-82.6% | $7,856-63.8% |