See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC10+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $42,506 |
MILLIMAN, INC.4 years Service code 15 · EIN 91-0675641 | Recordkeeping | $18,526 |
JANZ & KNIGHT4 years Filed as: JANZ AND KNIGHT, PLC Service code 10 · EIN 38-1458667 | Accounting | $14,800 |
CHARLES SCHWAB & CO., INC.5 years Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,003 | $66,098-3.2% | $101,794-37.1% | $74,304-13.9% |
| Participation rate | 63.0% | 53.8%+9.2pp | 69.2%-6.2pp | 60.3%+2.7pp |
| Annual return | 4.65% | 19.59%-14.9pp | 30.53%-25.9pp | 29.43%-24.8pp |
| Employer contribution / active EE | $576 | $1,082-46.8% | $2,289-74.9% | $2,241-74.3% |
| Participant deferral / active EE | $3,977 | $2,781+43.0% | $4,084-2.6% | $3,767+5.6% |
| Admin fee / account holder | $491 | $4,146-88.2% | $8,777-94.4% | $2,969-83.5% |