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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,954 | $58,627+607.8% | $76,735+440.8% | $82,448+403.3% |
| Participation rate | 97.1% | 63.2%+33.8pp | 69.5%+27.6pp | 68.1%+29.0pp |
| Annual return | 12.79% | 39.10%-26.3pp | 29.77%-17.0pp | 41.64%-28.8pp |
| Employer contribution / active EE | $9,807 | $1,729+467.2% | $2,454+299.6% | $2,551+284.5% |
| Participant deferral / active EE | $11,070 | $3,134+253.3% | $4,088+170.8% | $4,139+167.4% |
| Admin fee / account holder | $85,340 | $5,323+1503.4% | $7,189+1087.0% | $7,234+1079.6% |