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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,048 | $209,336-29.3% | $197,124-24.9% | $137,256+7.9% |
| Participation rate | 91.7% | 87.3%+4.4pp | 86.7%+5.0pp | 80.0%+11.7pp |
| Annual return | 10.94% | 48.09%-37.2pp | 44.34%-33.4pp | 220.34%-209.4pp |
| Employer contribution / active EE | $4,640 | $6,591-29.6% | $6,227-25.5% | $4,156+11.7% |
| Participant deferral / active EE | $7,882 | $9,614-18.0% | $9,135-13.7% | $6,407+23.0% |
| Admin fee / account holder | $4,426 | $17,308-74.4% | $16,298-72.8% | $12,270-63.9% |