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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,961 | $88,754+98.3% | $81,820+115.1% | $145,877+20.6% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 95.55% | 1031.77%-936.2pp | 777.93%-682.4pp | 551.28%-455.7pp |
| Employer contribution / active EE | $12,830 | $3,085+315.8% | $2,915+340.1% | $4,663+175.2% |
| Participant deferral / active EE | $10,500 | $4,648+125.9% | $4,323+142.9% | $6,691+56.9% |
| Admin fee / account holder | $14,651 | $8,424+73.9% | $7,391+98.2% | $13,402+9.3% |