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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,803 | $102,382+172.3% | $147,005+89.7% | $80,874+244.7% |
| Participation rate | 95.0% | 75.8%+19.2pp | 82.2%+12.8pp | 67.6%+27.4pp |
| Annual return | 12.84% | 134.89%-122.1pp | 418.76%-405.9pp | 35.62%-22.8pp |
| Employer contribution / active EE | $9,555 | $3,715+157.2% | $4,934+93.6% | $2,756+246.7% |
| Participant deferral / active EE | $10,055 | $6,646+51.3% | $8,070+24.6% | $4,297+134.0% |
| Admin fee / account holder | $37,462 | $7,942+371.7% | $13,006+188.0% | $6,935+440.2% |