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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,608 | $104,098+241.6% | $140,514+153.1% | $94,015+278.2% |
| Participation rate | 94.6% | 73.7%+20.9pp | 77.8%+16.8pp | 70.8%+23.8pp |
| Annual return | 11.65% | 15.14%-3.5pp | 14.36%-2.7pp | 17.84%-6.2pp |
| Employer contribution / active EE | $1,081 | $2,388-54.7% | $3,378-68.0% | $2,790-61.3% |
| Participant deferral / active EE | $8,573 | $4,033+112.6% | $4,919+74.3% | $4,249+101.7% |
| Admin fee / account holder | $7,180 | $10,439-31.2% | $13,697-47.6% | $8,951-19.8% |