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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,608 | $97,550+264.5% | $120,344+195.5% | $87,485+306.5% |
| Participation rate | 94.6% | 72.8%+21.8pp | 76.7%+17.9pp | 68.9%+25.7pp |
| Annual return | 11.65% | 18.41%-6.8pp | 20.30%-8.7pp | 26.06%-14.4pp |
| Employer contribution / active EE | $1,081 | $2,291-52.8% | $3,020-64.2% | $2,596-58.4% |
| Participant deferral / active EE | $8,573 | $4,230+102.7% | $5,135+67.0% | $4,274+100.6% |
| Admin fee / account holder | $7,180 | $9,543-24.8% | $12,742-43.6% | $7,775-7.6% |