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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,673 | $178,174+155.7% | $156,181+191.8% | $137,256+232.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.45% | 84.19%-69.7pp | 64.87%-50.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $4,685 | $4,972-5.8% | $4,294+9.1% | $4,156+12.7% |
| Participant deferral / active EE | $12,661 | $6,888+83.8% | $6,132+106.5% | $6,407+97.6% |
| Admin fee / account holder | $23,083 | $17,404+32.6% | $14,586+58.3% | $12,270+88.1% |