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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,659 | $95,404+78.9% | $113,397+50.5% | $82,637+106.5% |
| Participation rate | 96.7% | 72.8%+23.8pp | 76.5%+20.2pp | 68.1%+28.6pp |
| Annual return | 11.61% | 19.08%-7.5pp | 23.20%-11.6pp | 53.51%-41.9pp |
| Employer contribution / active EE | $1,065 | $2,307-53.8% | $2,977-64.2% | $2,552-58.3% |
| Participant deferral / active EE | $2,511 | $4,220-40.5% | $5,076-50.5% | $4,126-39.2% |
| Admin fee / account holder | $8,990 | $9,168-1.9% | $11,957-24.8% | $7,339+22.5% |