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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $672,004 | $72,071+832.4% | $68,368+882.9% | $137,256+389.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 10.29% | 353.14%-342.8pp | 292.57%-282.3pp | 220.34%-210.0pp |
| Employer contribution / active EE | $28,569 | $2,788+924.7% | $2,649+978.5% | $4,156+587.4% |
| Participant deferral / active EE | $17,683 | $4,410+301.0% | $4,123+328.9% | $6,407+176.0% |
| Admin fee / account holder | $115,683 | $5,336+2068.2% | $5,150+2146.4% | $12,270+842.8% |