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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,325 | $126,113+9.7% | $116,096+19.1% | $155,188-10.9% |
| Participation rate | 81.8% | 75.1%+6.7pp | 73.3%+8.5pp | 80.8%+1.0pp |
| Annual return | 12.89% | 391.72%-378.8pp | 326.25%-313.4pp | 148.84%-135.9pp |
| Employer contribution / active EE | $293 | $2,672-89.0% | $2,503-88.3% | $4,248-93.1% |
| Participant deferral / active EE | $3,936 | $4,162-5.4% | $3,952-0.4% | $6,531-39.7% |
| Admin fee / account holder | $17,789 | $8,045+121.1% | $7,704+130.9% | $14,480+22.9% |