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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,325 | $125,778+10.0% | $114,563+20.7% | $154,746-10.6% |
| Participation rate | 81.8% | 75.2%+6.6pp | 72.9%+8.9pp | 80.7%+1.1pp |
| Annual return | 12.89% | 295.14%-282.2pp | 241.09%-228.2pp | 172.34%-159.4pp |
| Employer contribution / active EE | $293 | $2,806-89.5% | $2,592-88.7% | $4,379-93.3% |
| Participant deferral / active EE | $3,936 | $4,445-11.4% | $4,142-5.0% | $6,730-41.5% |
| Admin fee / account holder | $17,789 | $8,190+117.2% | $7,623+133.4% | $14,365+23.8% |