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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,473 | $81,331+103.5% | $155,534+6.4% | $80,935+104.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.98% | 33.37%-20.4pp | 64.92%-51.9pp | 35.66%-22.7pp |
| Employer contribution / active EE | $7,702 | $3,105+148.1% | $4,675+64.7% | $2,757+179.4% |
| Participant deferral / active EE | $7,253 | $3,454+110.0% | $5,630+28.8% | $4,299+68.7% |
| Admin fee / account holder | $1,079 | $7,999-86.5% | $15,900-93.2% | $6,924-84.4% |