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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,740 | $81,233+196.4% | $155,567+54.7% | $80,874+197.7% |
| Participation rate | 86.7% | 66.2%+20.4pp | 78.2%+8.5pp | 67.6%+19.0pp |
| Annual return | 14.54% | 33.33%-18.8pp | 64.74%-50.2pp | 35.62%-21.1pp |
| Employer contribution / active EE | $7,775 | $3,101+150.7% | $4,674+66.3% | $2,756+182.2% |
| Participant deferral / active EE | $6,572 | $3,452+90.4% | $5,628+16.8% | $4,297+53.0% |
| Admin fee / account holder | $27,867 | $7,998+248.4% | $15,916+75.1% | $6,935+301.8% |