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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,740 | $81,358+195.9% | $155,556+54.8% | $80,959+197.4% |
| Participation rate | 86.7% | 66.3%+20.4pp | 78.2%+8.4pp | 67.7%+19.0pp |
| Annual return | 14.54% | 33.39%-18.8pp | 64.84%-50.3pp | 35.67%-21.1pp |
| Employer contribution / active EE | $7,775 | $3,106+150.3% | $4,675+66.3% | $2,757+182.0% |
| Participant deferral / active EE | $6,572 | $3,455+90.2% | $5,631+16.7% | $4,300+52.8% |
| Admin fee / account holder | $27,867 | $7,994+248.6% | $15,885+75.4% | $6,925+302.4% |