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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,001 | $106,524+317.7% | $152,301+192.2% | $87,485+408.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 13.77% | 26.89%-13.1pp | 80.50%-66.7pp | 26.06%-12.3pp |
| Employer contribution / active EE | $14,019 | $3,371+315.8% | $4,624+203.1% | $2,596+440.0% |
| Participant deferral / active EE | $13,355 | $6,525+104.7% | $8,004+66.9% | $4,274+212.5% |
| Admin fee / account holder | $30,899 | $8,287+272.9% | $14,398+114.6% | $7,775+297.4% |